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Peoples Mortgage Company allows you to credit 100% of the face value of your home improvement up to $50,000.00! Now you can add your total contract price to your home value to calculate your new LTV/CLTV. This means better interest rates, loan terms and an overall lower monthly payment for you and your family! Traditional lending sources such as banks, credit unions, mortgage lenders, etc. generally can only credit a partial value of your contract, if at all. Peoples Mortgage Company has a wide variety of loan programs. These programs have been designed specifically for the inground pool market. Our Fixed Rate, HELOC, and 3rd Mortgage loan programs have different features that can make your payment right for you!